Tire Financing, No Money Down

Buying a new set of tires can be an expensive investment whether you planned for them or not. One of the best ways to lighten the financial load is by financing your new set of tires. This can go a long way in helping you recover from the initial strain of the purchase.

It also allows you to break the cost into smaller, more manageable payments that can be spread out over several months.

However, not many shoppers understand the inner workings of tire financing. How does it work with no money down? What credit score do you need? What are the benefits of tire financing? This article helps to answer these questions.

How does financing with no money down work?

Financing with no money down is a term used to describe a specific type of loan. Lenders offer short or long term loans to eligible customers – in often cases, requiring no down payment. Over time, you pay back the initial amount with interest.

At EasyTireFinancing, we work with lenders to provide shoppers with financing options tailored to their financial background and needs. We work with two lenders –Affirm and Katapult. Affirm lends tire shoppers money to buy new sets of tires while Katapult offers a lease-to-own model that allows shoppers to pay for tires as they use them.

How does financing work?

When you choose Affirm or Katapult at checkout, you have to go through a short approval process. Affirm conducts a soft credit check that confirms you’re able to pay back the loan. With Katapult, you do not need to have good credit. Customers often time look for tire financing near me however it is important to note that a good amount can be saved shopping online and having your tires delivered. 

The approval process with Affirm takes only a few minutes at most after providing all the relevant information, and you’ll know:

  •   What amount you’ve been approved for
  •   How much time you have to pay back, and
  •   What payment plans are available for you

Affirm will need you to add a payment option– whether a debit card or autopay before the approval goes through. Once everything is set up, you will get a notification as confirmation. We often get asked is katapult and affirm the same and below we’ll address that. 

What do you need to qualify for financing with Affirm?

To get approved for a Tire purchase with affirm, you must:

  •   Be 18 years of age or older
  •   Provide a valid U.S home address.
  •   Provide a registered U.S phone number and agree to receive SMS texts from Affirm.
  •   Provide your full name, valid email address, date of birth, and last 4 digits of your social security number.

Affirm typically requires a 550-640 credit score to approve requests. The higher the score, the better the financing terms. Shoppers with better scores can get approved for higher loans. You can get approved for up to $17,500 if you use Affirm often enough.

The benefits of Choosing Affirm

Affirm is one of the leading buy now, pay later lending services in the US. It offers customers some of the best deals you’ll find anywhere.

  • Shoppers pay no late fees ever
  • You can get as little as $50 and as much as $17,500
  • Payment plans can be spread up to 12 months
  • APR Starting at 0% for Qualified Buyers


• Some Credit Required
• As little as 0% APR*
• Flexible pay schedule

No Credit Required
• No Late Fees, Ever!
• 90 Day Buyout Discount

once approved START SEARCH HERE

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